Term vs Whole

We usually see term life insurance promoted these days, especially for younger people. But whole life insurance does have some advantages that come along with the higher premiums. Take a moment to have whole life insurance explained.

For one thing, whole life is, by definition, a permanent policy. As long as the premiums are paid, or [...]

Many older people wonder if they can still find life insurance for an affordable price. It is very common to find people looking for over 50s life insurance. Many of them did have coverage when they were younger. Some had a workplace life insurance benefit that ended when they retired. Others took out [...]

When we think of term life insurance, we tend to think of young adults who are in their working years. They are in the middle of raising kids, saving for college, and paying off mortgages. They usually buy some term life insurance to protect their family if they die, and of course, many term policies [...]

If you are over 50, and sometimes over 45, you have probably been approached with an offer for a burial insurance policy. Many people think that these are affordable ways to plan for the high expenses of modern funerals, but many consumers do not reallly understand what they are buying. In essense, a burial insurance [...]

Whole Life Insurance Advantages and BenefitsBy Marilyn Katz

Most of the time, insurance advisors want to discuss term life insurance. Because it is only purchased for a set span of time, or a term, the premiums are lower. For this reason alone, many agents probably believe that these sorts of temporary policies are more attractive to [...]

Everybody asks me what the best life insurance is! However, I can not answer that question. Your choice of term life insurance vs whole life insurance vs term life insurance will depend upon your goals, your age, and your health. A young married couple with small children will probably want to consider a term life [...]

Term or Permanent Life Insurance?

Life insurance is a complicated subject that doesn’t make for fun, lively reading. But if you can stick it out and read this, you might just come out with an idea of what kind of life insurance you should buy: term or permanent life insurance. Before we get to the definitions, [...]